Fannie Mae / Freddie Mac Conforming Loan Limits*

The following is a list of the Fannie Mae / Freddie Mac conforming loan limits for both first and second lien mortgage loans.  Please note that the conforming loan limits for Alaska, Hawaii, Guam and the Virgin Islands are 50% higher than the limits set forth below.

Year

First Mortgages

Second Mortgages

1-Unit2-Units3-Units4-Units

2008

$417,000

$533,850

$645,300

$801,950

$208,500

2007

$417,000

$533,850

$645,300

$801,950

$208,500

2006

$417,000

$533,850

$645,300

$801,950

$208,500

 2005

$359,650

$460,400

$556,500

$691,600

$179,825

 2004

$333,700

$427,150

$516,300

$641,650

$166,850

 2003

$322,700

$413,100

$499,300

$620,500

$161,350

 2002

$300,700

$384,900

$465,200

$578,150

$150,350

 2001

$275,000

$351,950

$425,400

$528,700

$137,500

 2000

$252,700

$323,400

$390,900

$485,800

$126,350

* To view a list of counties for which the conforming loan limits have been increased as a result of the Economic Stimulus Act of 2008, click here.