Fannie Mae / Freddie Mac Conforming Loan Limits*
The following is a list of the Fannie Mae / Freddie Mac conforming loan limits for both first and second lien mortgage loans. Please note that the conforming loan limits for Alaska, Hawaii, Guam and the Virgin Islands are 50% higher than the limits set forth below. For purposes of the state-specific high cost tests, the following states use the below loan limits: California; District of Columbia; Georgia; Indiana; Maine; New Mexico; New York; South Carolina; and Texas. |
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2010 - General | $417,000 | $533,850 | $645,300 | $801,950 | $208,500 | 2010 - High Cost* | $729,750 | $934,200 | $1,129,250 | $1,403,400 | - | 2009 | $417,000 | $533,850 | $645,300 | $801,950 | $208,500 | 2008 | $417,000 | $533,850 | $645,300 | $801,950 | $208,500 | 2007 | $417,000 | $533,850 | $645,300 | $801,950 | $208,500 | 2006 | $417,000 | $533,850 | $645,300 | $801,950 | $208,500 | 2005 | $359,650 | $460,400 | $556,500 | $691,600 | $179,825 | 2004 | $333,700 | $427,150 | $516,300 | $641,650 | $166,850 | 2003 | $322,700 | $413,100 | $499,300 | $620,500 | $161,350 | 2002 | $300,700 | $384,900 | $465,200 | $578,150 | $150,350 | 2001 | $275,000 | $351,950 | $425,400 | $528,700 | $137,500 | 2000 | $252,700 | $323,400 | $390,900 | $485,800 | $126,350 |
* The high cost loan limits may be lower depending on each county. To view the loan limits by county for all areas of the U.S and eligible territories, click here.
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