Disclosures | DocMagic

Colorado State Disclosures

No	Description	DocMagic Package Type	Lender Broker	Governing Law	Rules	Format Name	Signature Selection
1	Consumer Caution	Closing, Pre-Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. § 5-3.5-103	High Cost	COCC.MSC	Individual, Officer
2	Dual Status Disclosure	Forms List	Broker	4 CCR 725-3, Rule 7-1-1	Give within 3 business days after receipt of a loan application or any moneys from a borrower	CODSD.MSC	Co-Signer, Individual, Officer
3	Guaranty Terms Agreement	Pre-Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. § 38-40-102	1st-lien; Jr. liens, except those made by supervised lenders, bank, trust company, S&L, credit union, or FHA lender.	COGTA.MSC	Individual, Officer
4	Loan Product Choice	Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. § 5-3.5-102	High Cost; Loan includes prepayment penalty.	COLPC.MSC	Individual, Officer
5	Lock-in Disclosure	Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. § 12-61-914(2)(d); 12-61-914(2)(f); 12-61-914(3)	Give no less than 3 business days, including Saturdays, after lock-in-agreement has been made.	COLIDF.DSC	Co-Signer, Individual, Officer
6	Mortgage Loan Originator Compensation Disclosure Form	Forms List, Pre-Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. § 12-61-914(2)(c); 12-61-914(4)	Give within 3 business days of receipt of loan application.	COMLOCDF.DSC	Individual, Officer
7	Notice to Cosigner	Closing, Pre-Closing	Broker, Lender	Colo. Rev. Stat. § 5-3-105	Give before or together with signing any agreement of obligation or any writing setting forth the terms of the consumer's agreement.	CONTC.MSC	Co-Signer
8	Payment Disclosure	Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. § 5-3-106	Owner-Occupied	COPD.MSC	Individual, Officer
9	Refinance Disclosure	Closing	Broker, Lender	Colo. Rev. Stat. § 5-1-301(26)(c)	1st-lien, cash-out, refi loans	CORD.MSC	Individual, Officer
10	Right to Choose Insurance Provider	Closing, Predisclosure	Lender	CO Stat. § 5-2-202(3)(a)	No Rules	CORTCIP.MSC	Co-Signer, Individual, Officer
11	Tangible Net Benefit Disclosure	Closing, Pre-Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. § 12-61-904.5; 914(1)(e) and (g)	All loans	COTNBD.DSC	Individual, Officer
12	Third-Party Fees Disclsoure	Forms List, Pre-Closing, Predisclosure	Broker, Lender	Colo. Rev. Stat. Ann. § 12-61-914(2)(b); 4 CCR 725-3, Rule 5-1-2	Print one per borrower	COTPFD.MSC	Individual, Officer