This is not legal advice for your situation*

Disclosures

Connecticut State Disclosures


No Description DocMagic Package Type Lender
Broker		 Governing Law Rules Format Name Signature Selection
1
Appraisal Notice
Closing, PredisclosureBroker, LenderConn. Gen. Stat. § 36a-755(c)
Give no later than 10 days after receipt of appraisal report, but no later than closing
CTAN.MSCIndividual, Officer
2
Disclosure Nonrefundability of Advanced Notice to Mortgage Applicants
Closing, PredisclosureBroker, LenderConn. Gen. Stat. § 36a-498
The term "nonrefundable" must appear in boldface type each time it is used.
CTDCNAF.MSCIndividual, Officer
3
Dual Capacity Disclosure
Forms ListBrokerConn. Gen. Stat. § 20-325c
Real Estate Broker / Salesperson acting as a Mortgage Broker
CTDCD.MSCIndividual, Officer
4
Mortgage Rate Lock-In Agreement
Forms ListLenderCT Gen. Stat. § 36a-705; 36a-706
No Rules
CTMRLIA.MSC
Individual, Officer
5
Notice of HUD-Approved Housing Counselors
PredisclosureLenderConn. Gen. Stat. § 36a-760d(3)
Non-Prime Home loan; Property type is not equal to Multifamily, Commercial, or Land & Lots; Owner-Occupied; Loan is not a HELOC or Connecticut Housing Finance Authority (CHFA) loan; Principal amount of loan < $417K for loans originated prior to 7/1/10 and thereafter the then current Fannie Mae conforming loan limit. Provide no later than 3 business days after receipt of completed application
CTNHHC.MSCIndividual
6
Notice of Loan Terms
Closing, Pre-Closing, PredisclosureLenderConn. Gen. Stat. § 36a-760a(c)
Non-Prime Home loan; Property type is not equal to Multifamily, Commercial, or Land & Lots; Owner-Occupied; Loan is not a HELOC or Connecticut Housing Finance Authority (CHFA) loan; Principal amount of loan < $417K for loans originated prior to 7/1/10 and thereafter the then current Fannie Mae conforming loan limit. Provide no later than 3 business days after receipt of completed application
CTNLT.MSCIndividual, Officer
7
Notice to Mortgage Applicants
PredisclosureBroker, LenderConn. Gen. Stat. §§ 49-6a; 49-6d; 36a-726
1st Lien Loans
CTNTMA.MSCIndividual, Officer
8
State of Credit Denial, Termination, or Change
Forms ListLenderConn. Agencies Regs. § 36a-744-7
Give when adverse action is taken on application
SOCD.MSCIndividual, Officer



*This article is distributed to provide general information about the subject matter covered and should not be utilized as a substitute for professional advice in specific situations. If you require such advice, please consult with your own professional advisers.


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