This is not legal advice for your situation*

Disclosures

Florida State Disclosures


No Description DocMagic Package Type Lender
Broker
Governing Law Rules Format Name Signature Selection
1
Anti-Coercion
Closing, PredisclosureLenderFL ADC 69O-124.002; FL ADC 69O-124.013
Must be delivered personally.
FLSOAC.MSCCo-Signer, Individual, Officer
2
Compliance Agreement
ClosingLenderCustomary disclosure
Customary disclosure
COMPFL.MSCIndividual, Officer
3
Conflicting Interest Disclosure
Closing, PredisclosureBroker, LenderFla. Stat. Ann. § 494.0023
Must be given anytime there's a conflict of interest with a settlement service provider.
FLCID.MSCIndividual, Officer
4
General Affidavit
ClosingLenderCustomary disclosure
Customary disclosure
GA.MSCIndividual, Officer
5
Lender Application Disclosures
Closing, PredisclosureLenderFla. Stat. Ann. § 494.0068
No Rules
FLLA.DSCIndividual, Officer
6
Lock-In Agreement
Closing, PredisclosureLenderFla. Stat. Ann. § 494.0069; FL ADC 69V-40.155
No Rules
FLLIA.MSCIndividual, Officer
7
Mortgage Brokerage Business Services Agreement
Closing, Pre-Closing, PredisclosureBrokerFla. Stat. Ann. §§ 494.00421; 494.0038
Give before broker accepts any fees from Borrower.
FLMBBSA.MSCIndividual, Officer
8
Mortgage Loan Commitment
Closing, PredisclosureLenderFla. Stat. Ann. § 494.007
No Rules
FLMLC.MSCCo-Signer, Individual, Officer
9
Notice to Borrower
Closing, Pre-Closing, PredisclosureBroker, LenderFla. Stat. Ann. § 494.00792
High Cost; Give not less than 3 business days prior to the consummation of the high cost home loan.
FLNTB.MSCIndividual, Officer
10
Notice to Purchaser-Mortgagor
Closing, Pre-Closing, PredisclosureLenderFla. Stat. Ann. § 627.798; FL ADC 69O-186.002
Purchase
FLNPM.MSCIndividual, Officer
11
Notice to Purchasers and Assignees
Closing, Pre-ClosingLenderFla. Stat. Ann. § 494.00792(1)(c)
All High Cost Loans; Give not less than 3 business days prior to the consummation of the high cost home loan.
FLNTPAA.MSCN/A
12
Prepayment Fee Disclosure
Closing, Pre-Closing, PredisclosureBroker, LenderFla.Stat.Ann. § 697.06; 494.00791(1)(b)
High Cost Prepay; Borrower must voluntarily agree to prepayment agreement; Give at least 3 business days prior to loan consummation.
FLPFD.MSCIndividual, Officer




*This article is distributed to provide general information about the subject matter covered and should not be utilized as a substitute for professional advice in specific situations. If you require such advice, please consult with your own professional advisers.