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This is not legal advice for your situation*
Disclosures
Florida State Disclosures
| No |
Description |
DocMagic Package Type |
Lender
Broker |
Governing Law |
Rules |
Format Name |
Signature Selection |
| 1 | Anti-Coercion | Closing, Predisclosure | Lender | FL ADC 69O-124.002; FL ADC 69O-124.013 | Must be delivered personally. | FLSOAC.MSC | Co-Signer, Individual, Officer | | 2 | Compliance Agreement | Closing | Lender | Customary disclosure | Customary disclosure | COMPFL.MSC | Individual, Officer | | 3 | Conflicting Interest Disclosure | Closing, Predisclosure | Broker, Lender | Fla. Stat. Ann. § 494.0023 | Must be given anytime there's a conflict of interest with a settlement service provider. | FLCID.MSC | Individual, Officer | | 4 | General Affidavit | Closing | Lender | Customary disclosure | Customary disclosure | GA.MSC | Individual, Officer | | 5 | Lender Application Disclosures | Closing, Predisclosure | Lender | Fla. Stat. Ann. § 494.0068 | No Rules | FLLA.DSC | Individual, Officer | | 6 | Lock-In Agreement | Closing, Predisclosure | Lender | Fla. Stat. Ann. § 494.0069; FL ADC 69V-40.155 | No Rules | FLLIA.MSC | Individual, Officer | | 7 | Mortgage Brokerage Business Services Agreement | Closing, Pre-Closing, Predisclosure | Broker | Fla. Stat. Ann. §§ 494.00421; 494.0038 | Give before broker accepts any fees from Borrower. | FLMBBSA.MSC | Individual, Officer | | 8 | Mortgage Loan Commitment | Closing, Predisclosure | Lender | Fla. Stat. Ann. § 494.007 | No Rules | FLMLC.MSC | Co-Signer, Individual, Officer | | 9 | Notice to Borrower | Closing, Pre-Closing, Predisclosure | Broker, Lender | Fla. Stat. Ann. § 494.00792 | High Cost; Give not less than 3 business days prior to the consummation of the high cost home loan. | FLNTB.MSC | Individual, Officer | | 10 | Notice to Purchaser-Mortgagor | Closing, Pre-Closing, Predisclosure | Lender | Fla. Stat. Ann. § 627.798; FL ADC 69O-186.002 | Purchase | FLNPM.MSC | Individual, Officer | | 11 | Notice to Purchasers and Assignees | Closing, Pre-Closing | Lender | Fla. Stat. Ann. § 494.00792(1)(c) | All High Cost Loans; Give not less than 3 business days prior to the consummation of the high cost home loan. | FLNTPAA.MSC | N/A | | 12 | Prepayment Fee Disclosure | Closing, Pre-Closing, Predisclosure | Broker, Lender | Fla.Stat.Ann. § 697.06; 494.00791(1)(b) | High Cost Prepay; Borrower must voluntarily agree to prepayment agreement; Give at least 3 business days prior to loan consummation. | FLPFD.MSC | Individual, Officer |
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*This article is distributed to provide general information about the subject matter covered and should not be utilized as a substitute for professional advice in specific situations. If you require such advice, please consult with your own professional advisers.
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