This is not legal advice for your situation*

Disclosures

Iowa State Disclosures


No Description DocMagic Package Type Lender
Broker		 Governing Law Rules Format Name Signature Selection
1
Acknowledgment of Receipt of Copies of Signed Loan Documents
ClosingLenderIowa Code § 535.16
All loans
IAAOR.MSCIndividual, Officer
2
Addendum to the Note - Oral Agreements Notice
ClosingBroker, LenderIowa Code § 535.17
1st Lien
IAATN.MSCCo-Signer, Individual, Officer
3
Interest Reduction Fee Disclosure
Closing, Pre-Closing, PredisclosureBroker, LenderIowa Code § 535.8
Discount Fee Charged
IAIRFD.MSCIndividual, Officer
4
Loan Brokerage Agreement
Application, PredisclosureBroker, LenderIowa Code § 535.16
No Rules
IALBA.MSCCo-Signer, Individual, Officer
5
Notice to Consumer
Closing, PredisclosureBroker, LenderIowa Code § 537.3203; 537.1301(14)
Must be clear and conspicuous; IA Consumer Credit Code Loans (non-purchase money, Jr. lien loans < $25K).
Iowa non-purchase money Jr. lien loan notes < $25KN/A



*This article is distributed to provide general information about the subject matter covered and should not be utilized as a substitute for professional advice in specific situations. If you require such advice, please consult with your own professional advisers.


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