| No |
Description |
DocMagic Package Type |
Lender
Broker |
Governing Law |
Rules |
Format Name |
Signature Selection |
| 1 | Application Disclosure | Closing, Predisclosure | Broker, Lender | 209 CMR 32.32(3)(f); MA ST 183C § 3 | High Cost; Must be given within 24 hours after the creditor first determines that the applicant has applied for a covered high cost loan. | MAHCHLA.MSC | Individual, Officer |
| 2 | Borrower Interest Worksheet | Closing, Pre-Closing, Predisclosure | Broker, Lender | MA ST 183 § 28C; 209 CMR 53.00 | Refinance of principal residence or second home that is not a purchase-money, FHA or VA loan and APR > 3.5 + Yield if 2nd-lien; else 2.5 + Yield used. | MABIW.MSC | N/A |
| 3 | Carbon Monoxide Detector Certification and Indemnification Agreement | Closing | Lender | MA ST 148 § 26F 1/2 | Purchase | MACMDC.MSC | Individual, Officer |
| 4 | Childhood Lead Poisoning Prevention | Predisclosure | Broker, Lender | MA ST 111 § 197A; CLPPP Form 94 | Purchase; applies to prospective borrower's home built before 1978. | MACLPP.MSC | Individual, Officer |
| 5 | Continuation Sheet/Residential Loan Application | Closing, Predisclosure | Broker, Lender | MA ST 184 §17B | Open-End or Closed-End, 1st or Jr. Mortgage Loan; font type of statements need to be at least 2 pts. larger than font size of application. | MACS.MSC | Co-Signer, Individual |
| 6 | High Cost Loan Disclosures | Predisclosure | Lender | 209 CMR 32.32(3); 40.04 | High Cost; must be in a conspicuous type size; give at or prior to taking an application. | MAHCHLD.MSC | Individual, Officer |
| 7 | License Disclosure | Closing, Predisclosure | Broker, Lender | 209 CMR 42.15 | All Loans; Give at the time a fee is paid or when a mortgage loan application is accepted. | MALD.MSC | Individual, Officer |
| 8 | Loan Origination and Compensation Agreement | Application, Pre-Closing, Predisclosure | Broker | 209 CMR 42.16; MA ST 259 § 7 | Must be given at the time of application. | MALOCA.MSC | Individual, Officer |
| 9 | Mortgage Loan Rate Lock Commitment | Closing, Predisclosure | Lender | 209 CMR 42.11A(4); 42.12A(3) | Owner occupied; 2nd home, single family, PUD, Condo or 1-4 units; Give before accepting any rate lock commitment fee, and before offering or entering into a mortgage loan rate lock commitment with a borrower. | MAMLRLC.MSC | Co-Signer, Individual, Officer |
| 10 | Mortgage Review Letter | Forms List | Lender | MA ST 167 § 14A | Owner-Occupied | MAMRL.MSC | Individual, Officer |
| 11 | Request for Appraisal | Closing, Forms List, Predisclosure | Broker, Lender | MA Stat. 184 § 17C | No Rules | MARFA.MSC | Co-Signer, Individual, Officer |
| 12 | Sale Of Insurance, Goods Or Services | Closing, Pre-Closing, Predisclosure | Broker, Lender | 209 CMR 32.34(2)(b) | High Cost; Must be in at least 12 point type; Give at least 3 business days before the loan is closed. | MASOI.MSC | Co-Signer, Individual, Officer |
| 13 | Smoke Detector Certification and Indemnification Agreement | Closing | Lender | MA ST 148 § 26E; 26F | Purchase
| MACAIA.MSC | Co-Signer, Individual, Officer |
| 14 | Stated Income Disclosure | Closing, Pre-Closing, Predisclosure | Broker, Lender | 940 CMR 8.06(16) | Owner-Occupied; Property Type = 1-4, Single Family, PUD, Condo; Loan Type = Not a HELOC; print one per "I" borrower | MASID.MSC | Individual |
| 15 | UREA Formaldehyde Foam Insulation (UFFI) Certification | Closing | Lender | MA ST 167 §47 | No Rules | MAUFFI.MSC | Co-Signer, Individual, Officer |
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