| No |
Description |
DocMagic Package Type |
Lender
Broker |
Governing Law |
Rules |
Format Name |
Signature Selection |
| 1 | Application Disclosure | Closing, Predisclosure | Broker, Lender | MD COML § 12-119; 12-120 | A signed copy of the disclosure must accompany any executed application for a loan. | MDAD.MSC | Individual, Officer |
| 2 | Commitment | Closing, Pre-Closing, Predisclosure | Lender | MD COML § 12-125(c) | Owner-Occupied; Give when Financing Agreement is not final; must be given at least 72 hours before settlement; the 72-hour requirement may be waived and the commitment may be accepted at settlement only if it is shown to be infeasible. | MDC.MSC | Individual, Officer |
| 3 | Covered Loan | Closing, Predisclosure | Broker, Lender | MD COML § 12-124.1(c)(2); 12-409.1(d)(2); 12-1029(c)(2) | High Cost; give when the borrower completes an application for a "covered loan". | MDCL.MSC | Individual, Officer |
| 4 | Delivery of Net Proceeds Authorization | Closing | Lender | MD Real Property Law § 4-106 | No Rules | MDDNPA.MSC | Individual, Officer |
| 5 | Disclosure of Seller-Paid Fees | Application, Predisclosure | Broker, Lender | MD COMAR 09.03.06.09 | Purchase
| MDDSPF.MSC | Individual, Officer |
| 6 | Disclosures for Certain Mortgage Loans | Closing, Pre-Closing, Predisclosure | Broker, Lender | MD COMAR 09.03.10.03 | Selects if property type is not equal to Multifamily, Commercial, or Land & Lots; Owner-Occupied; Loan is a balloon loan regardless of lien priority, and/or there is no escrow for taxes and insurance if loan is a first-lien loan; Give within 10 business days after completion of the mortgage loan application and not less than 72 hours before the time of settlement. | MDDFCML.MSC | Individual, Officer |
| 7 | Financing Agreement | Closing, Predisclosure | Lender | MD COML § 12-125 | Owner-Occupied; Not required for subordinate lien loans; give within 10 business days after the date the loan application is completed; also, if financing agreement is not final, give commitment at least 72 hours before the time of settlement agreed by the parties. | MDFA.MSC | Co-Signer, Individual, Officer |
| 8 | First Time Home Buyer Affidavit | Closing | Broker, Lender | MD Tax Property § 12-103 | Owner-Occupied | MDFTHBA.MSC | Individual, Officer, Title Only |
| 9 | HUD Approved Housing Counseling | Closing, Predisclosure | Broker, Lender | MD COML § 12-124.1(c)(2); 12-409.1(d)(2); 12-1029(c)(2) | High Cost; give after Borrower completes application for a covered loan. | MDAHC.MSC | N/A |
| 10 | Homeowner's Certification of Principal Residence | Closing | Broker, Lender | Prince George County Form | Owner-Occupied; Property County = Prince George's County | MDHCOPR.MSC | N/A |
| 11 | Lender Attorney's Fee Certification | Closing, Predisclosure | Lender | MD COML § 12-120(b)(2) | Owner-Occupied; Give if Lender requires Borrower to pay for Lenders attorneys fee; applies to any loan, other than a commercial loan, that is secured by a mortgage or deed of trust on the borrowers primary residence. | MDLAFC.MSC | Co-Signer, Individual, Officer |
| 12 | Licensee Information or Affidavit of Exemption | Closing | Broker, Lender | MD Real Property § 3-104.1; MD COMAR 09.03.11.02 | All loans | MDLI.MSC | N/A |
| 13 | Mortgage Broker Agreement | Forms List, Predisclosure | Broker | MD COML § 12-805 | A copy of the agreement, dated and signed, shall be provided to the borrower within 10 business days after the date the loan application is completed. | MDMBA.MSC | Individual, Officer |
| 14 | Net Tangible Benefit Worksheet | Closing, Pre-Closing, Predisclosure | Broker, Lender | MD COMAR § 09.03.06.20 | Selects if property type is not equal to Multifamily, Commercial, or Land & Lots; Occupancy status = owner-occupied; Applies regardless of lien priority. | MDNTBW.MSC | Co-Signer, Individual |
| 15 | Office of Finance, Treasury Division Finance Affidavit | Closing | Broker, Lender | MD Tax Property § 12-102; Prince George County Code 10-187(A) | Refinance; Property County = Prince George's County | MDOOFTD.MSC | N/A |
| 16 | Right to Rescind | Closing, Predisclosure | Broker, Lender | MD REAL PROP § 10-702(h) | Purchase; A borrower who does not receive the residential property condition disclosure statement on or before entering into the contract of sale has the right to rescind. | MDNRTRPC.MSC | Individual, Officer |
| 17 | Waiver of 72-Hour Advance Presentation Requirement | Forms List | Lender | MD COML § 12-125(c)(2) | Owner-Occupied; Give if borrower is waiving the 72-hour advance presentation requirement
| MDW.MSC | Individual, Officer |
| 18 | Wet Settlement Authorization | Forms List | Lender | MD REAL PROP § 4-106(b)(2) | No Rules | MDWSA.MSC | Individual, Officer |
| 19 | Written Acknowledgement of Delivery of the Note | Closing | Broker, Lender | MD COML § 12-1013.2 | Closed-End Loans Only | MDWA.MSC | Co-Signer, Individual, Officer |