Disclosures | DocMagic

Missouri State Disclosures

No	Description	DocMagic Package Type	Lender Broker	Governing Law	Rules	Format Name	Signature Selection
1	Anti-Coercion Disclosure	Closing, Predisclosure	Broker, Lender	Mo. Rev. Stat. § 375.937	No Rules	MOACD.MSC	Individual, Officer
2	Application Disclosure	Closing, Predisclosure	Broker, Lender	Mo. Rev. Stat. § 408.580(2)	Give upon receipt of a written application for a residential mortgage loan.	MOAD.MSC	Individual, Officer
3	Choice of Insurance Notice (Includes Flood Insurance)	Closing, Predisclosure	Broker, Lender	Mo. Rev. Stat. § 375.937(3)	Lender may reject insurance contract, as long as it is not unreasonable.	MOCOIN.MSC	Individual, Officer
4	Loan Brokerage Agreement and Statement	Closing, Pre-Closing, Predisclosure	Broker	Mo. Rev. Stat. § 443.867	Loan brokerage agreement and the loan brokerage disclosure statement may be combined into one form; A loan brokerage agreement is not required where the licensee is a lender not engaged in the act of brokering; must give at the time of application.	MOLBA.MSC	Individual, Officer
5	Notice Regarding Collateral Protection Insurance	Closing, Predisclosure	Broker, Lender	Mo. Rev. Stat. § 427.120(3)	CONV, CONTP and USDA loans; Give at the time the credit agreement is executed.	MOCPD.DSC	Co-Signer, Individual, Officer
6	Oral Modifications of Credit Agreements	Security Instrument	Lender	Mo. Rev. Stat. § 432.045	Must be in 10 pt boldface type; Should be included in any note or agreement evidencing a mortgage loan.	Needs to go on Note or Agreement	N/A
7	Recorder's Cover Page	Closing	Broker, Lender	Mo. Rev. Stat. § 59.310	No Rules	MORCP.MSC	N/A