This is not legal advice for your situation*

Disclosures

Oregon State Disclosures


No Description DocMagic Package Type Lender
Broker		 Governing Law Rules Format Name Signature Selection
1
Consumer Finance Licensee Statement of Loan Disclosure
ClosingBroker, LenderOr. Rev. Stat. § 725.360
Jr. Lien Loans <= $50K
ORCFLSLD.MSCIndividual, Officer
2
Escrow Agent Notice
Forms ListBroker, LenderOr. Rev. Stat. § 9.160
Give 3 days before completion of the transaction.
OREAN.MSC
Individual, Officer
3
Interest Rate Lock/Float Agreement
Forms ListBroker, LenderOR ADC 441-865-0060(1)
No Rules
ORIRLFA.MSCCo-Signer, Individual, Officer
4
Late Charge Notice
Closing, PredisclosureLenderOr. Rev. Stat. § 86.180; 86.165; 86.185
Non State Specific Late Charge; Give prior to the execution of the mortgage.
ORLCN.MSCIndividual, Officer
5
Notice Pursuant To ORS 746.201 (Force-Placed Insurance Notice)
ClosingLenderOr. Rev. Stat. § 746.201
Must be in 10-pt type
OR746.MSCCo-Signer, Individual, Officer
6
Notice Regarding Non-Refundability of Advance Fees
PredisclosureBroker, LenderOR ADC 441-875-0030(9)
Give prior to or at the time of receipt of fees.
ORAFA.MSC Individual, Officer
7
Security Protection Provision Statement
ClosingBroker, LenderOr. Rev. Stat. § 86.255; 86.205(7)
Owner Occupied; Loan Amount <= $100K; Give prior to entering any such arrangement.
ORSPPS.MSCIndividual, Officer
8
Statute of Frauds Statement
ClosingLenderOr. Rev. Stat. § 41.580

 

Owner-Occupied = No; Second Home = No
ORSOF.MSCCo-Signer, Individual, Officer



*This article is distributed to provide general information about the subject matter covered and should not be utilized as a substitute for professional advice in specific situations. If you require such advice, please consult with your own professional advisers.


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