This is not legal advice for your situation*

Disclosures

Pennsylvania State Disclosures


No Description DocMagic Package Type Lender
Broker		 Governing Law Rules Format Name Signature Selection
1
Application Disclosure
Closing, PredisclosureBroker, Lender7 Pa. Stat. § 6121(10)
No Rules
PAAD.MSCIndividual, Officer
2
Freedom to Choose
Closing, PredisclosureBroker, Lender40 Pa. Stat. § 1007.11
No Rules
FTC.MSCIndividual, Officer
3
Insurance Notice to Borrower
ClosingBroker, Lender63 Pa. Stat. § 456.512(f)
Section 32: Loan Amount < $100K; give no later than the time of closing.
PAINTB.MSCIndividual, Officer
4
Mortgage Consumer Disclosure
Closing, Forms List, Pre-Closing, PredisclosureBroker, Lender10 PA Code Ch. 46, § 46.2
Selects if broker or lender origination, regardless of lien priority. 
PAMCD.MSCCo-Signer, Individual
5
Mortgage Loan Rate Lock In Agreement
Application, PredisclosureBroker, Lender7 Pa. Stat. § 6121(11); 6123(7)
No Rules
PAMLRLIA.MSCCo-Signer, Individual, Officer
6
Notice Regarding Refundability of Fees
PredisclosureBroker, Lender7 Pa. Stat. § 6121(10)
1st-Lien Loans: give at time of loan application.
PANRRF.MSCIndividual, Officer
7
Notice to Borrower
ClosingBroker, Lender63 Pa. Stat. § 456.512(a)
Section 32; Loan Amount < $100K; Give no later than the time the notice is required under the notice provision contained in 12 CFR 226.31(c) (relating to general rules) as amended from time to time.
PANTB.MSCIndividual, Officer



*This article is distributed to provide general information about the subject matter covered and should not be utilized as a substitute for professional advice in specific situations. If you require such advice, please consult with your own professional advisers.


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