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Disclosures
Virginia State Disclosures
| No |
Description |
DocMagic Package Type |
Lender
Broker |
Governing Law |
Rules |
Format Name |
Signature Selection |
| 1 | Agent's Certification As to the Validity of Power of Attorney and Agent's Authority | Closing, Forms List, Pre-Closing | Broker, Lender | VA Code § 26-73.02 | POA
| VAACVPOA.MSC | N/A | | 2 | Appraisal Notice | Forms List | Broker, Lender | Va. Code Ann. § 6.2-407 | No Rules | VAAN.MSC | Individual, Officer | | 3 | Choice of Settlement Agent Disclosure | Closing, Initial | Broker, Lender | Va. Code Ann. §§ 55-525.22; 55-525.23 | Applies to All Purchase-Money Transactions | VACSAD.MSC | Individual, Officer | | 4 | Disclosure of Terms of Mortgage Application | Initial | Broker, Lender | Va. Code Ann. § 6.2-406 | 1st-Lien Loans; owner-occupied; give at time a potential borrower submits a loan application. | VANTLA.MSC | Individual, Officer | | 5 | Hazard Insurance Disclosure | Closing, Initial | Broker, Lender | VA Code § 38.2-513.1(A)(9) | No Rules | VAHID.MSC | Individual, Officer, Title Only | | 6 | Loan Commitment | Forms List | Lender | 10 Va. Admin. Code §5-160-30 | No Rules
| VALC3.MSC | Individual, Officer | | 7 | Lock-In Agreement | Forms List | Broker, Lender | 10 Va. Admin. Code §5-160-30 | No Rules
| VALIA.MSC | Individual, Officer | | 8 | Notice of Mortgage Broker Fee | Forms List, Initial, Pre-Closing | Broker | Va. Code An.. §§ 6.2-1416(B)(5); 6.2-1616 | Purchase; Give at the time the mortgage broker services are first offered to the borrower or prior to receiving compensation; must be in at least 10-pt. type; borrower shall acknowledge receipt of the written notice. | VANMBF.MSC | Individual, Officer |
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