Disclosures | DocMagic

No	Description	DocMagic Package Type	Lender Broker	Governing Law	Rules	Format Name	Signature Selection
1	Freedom to Choose	Closing, Initial	Lender	Wyo. Stat. Ann. §§ 26-13-118; 40-14-311(b)(i); 40-14-409	Must be given if insurance is required	FTC.MSC	Individual, Officer
2	Important Prepayment Penalty Disclosure	Closing, Initial, Pre-Closing	Broker, Lender	Wyo. Stat. § 40-23-113(a)(ii)	1st Lien; Give within 3 working days of taking a mortgage loan application and prior to receiving any consideration.	WYPPD.MSC	Individual, Officer
3	Loan Commitment	Forms List	Broker, Lender	Wyo. Stat. § 40-23-115	1st-Lien Loan; Single Family; 1-4 Property; Owner-Occupied or 2nd-Lien Loan; Give when mortgage broker obtains a written or transmitted loan commitment or lock-in agreement.	LC4.MSC	N/A
4	Mortgage Broker Disclosure of Loan Terms	Initial, Pre-Closing	Broker	Wyo. Stat. § 40-23-115	1st Lien; Give prior to entering into a written mortgage brokerage agreement or accepting any consideration from the borrower.	WYMBDOLT.MSC	Individual, Officer
5	Mortgage Brokerage Agreement	Initial, Pre-Closing	Broker	Wyo. Stat. § 40-23-114	1st-Lien Loans; Give within 3 business days of borrower signing a completed mortgage loan application and before borrower provides any consideration to mortgage broker.	WYMBA.MSC	Individual, Officer