The Dodd-Frank Wall Street Reform and Consumer Protection Act, Pub. L. No. 111-203 ("Dodd-Frank Act"), is intended to, among other things, address and prevent the events that are believed to have caused the financial crisis beginning in 2007 by providing for financial regulatory reform and protections for consumers.  For our readers' convenience, following are articles and resources pertaining to portions of the Dodd-Frank Act relating to residential mortgage loan origination activities.

Compliance Wizard Articles

• Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
• Updated Truth-in-Lending Statement Available Soon
• DocMagic Updates Standard Default Programming on TILA Statements
• DocMagic Updates Programming on “Maximum During First Five Years” Column of TILA Statement
• Loan Originator Compensation Rule Requires No Disclosures
• Audits Regarding Loan Originator Compensation Rule
• Mandatory Escrow Requirements for Jumbo Loans; New Audits
• Mortgage Broker Agreements Revised to Comply with New Loan Originator Compensation Rule
• DocMagic Introduces Anti-Steering Disclosures
• Alternate Residential Mortgage Credit Score Disclosure Exception Notice Provides Bar Graph
• Changes to Risk-Based Pricing and Adverse Action Notices Planned for July 21, 2011
• Shading on TILA Statements Removed
• There is No Such Thing as Gravity – Your Compensation Plan is Weighing You Down
• CFPB Releases Prototype Combined Disclosure Forms

Resources/Guides

• Morrison & Foerster Regulatory Reform Homepage
• Morrison & Foerster Residential Mortgage Use Guide
• Morrison & Foerster Federal Preemption User Guide
• Morrison & Foerster Short Summary of the Dodd-Frank Act
• Rulemakings under the Dodd-Frank Act
• Arnold & Porter LLP: A Compendium of Advisories on the Dodd-Frank Act

Industry Announcements 

• Higher-Priced Mortgage Loans
• Dodd-Frank Designated Transfer Date Announced