This is not legal advice for your situation*

Kansas, Michigan, Nebraska, and Virginia

Please note that some states have enacted legislation that they have designated as being anti-predatory lending statutes or which are designed to address purported predatory lending abuses but which do not require points and fees and/or APR calculations. These states include:

  • Kansas - Revised UCCC--Regulation of Agreements and Practices (Kan. Rev. Stats. §16a-3-301 et seq.): Click Here.
  • Michigan - The Consumer Mortgage Protection Act (MCL §445.1631 et seq.): Click Here.
  • Nebraska - The Mortgage Bankers Registration and Licensing Act (Neb. Rev. Stats. §45-701 et seq.): Click Here.
  • Virginia - The Mortgage Lender and Broker Act (Va. Code §6.1-408 et seq.): Click Here.



*This article is distributed to provide general information about the subject matter covered and should not be utilized as a substitute for professional advice in specific situations. If you require such advice, please consult with your own professional advisers.


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