Within the DocMagic software (both DocMagic for Windows and DocMagic Online), users can select between various loan types, including "Refinance" and "Refinance/Increase." This raises the question as to what is the difference between these two loan types. The short answer is this: for closed-end loans, you should select the "Refinance/Increase" loan type only if you are the original creditor refinancing a transaction with the same borrower. When you select the "Refinance/Increase" loan type, the H-9 rescission model form should automatically be included in your loan package. In all other cases, select the "Refinance" loan type and the H-8 rescission model form should automatically be included in your loan package. Of course, you should always check your loan packages to confirm you are receiving the appropriate rescission form. For additional information about rescission, visit: Reg. Z, §226.23. To view the model forms, visit: Appendix H to Part 226, Closed-End Model Forms and Clauses.