Effective October 26, 2007, CitiMortgage Loan Programs (for the Correspondent Loan Division) ceased including CitiMortgage's prepayment penalty forms in its closing packages and instead began including DocMagic, Inc.'s multistate and state-specific prepayment penalty forms whenever a loan involves a prepayment penalty. For more information about CitiMortgage's loan programs, please visit the
Investor Updates page or e-mail the
Enterprise Investor Relations Department with any questions concerning these loan programs.