More Than Just an Electronic Forms Vendor
The form itself is key to our business, and yours. But the forms we create bear little resemblance to the static paper documents other vendors provide. In our world, the form is a basic building block that your transactions are built upon. We have created the technology that makes it possible for the form to do everything you want and everything you need a form to do.

How We View the Electronic Form
Rarely, if ever, do our customers request a single form. In nearly all cases, we supply a package of documents that are guaranteed to be correct, complete and fully-compliant. Our customers tell us what loan program they want to close and what they want to do with the loan and we do all the rest. We can do that because we view the form as a living document. From the moment it is created and completes its course through our seven point audit system, it becomes a mini-software application in its own right. It will meet your needs while protecting you from the negative impact of non-compliance.

Understanding Compliance in the Mortgage Industry
Our business is very complex, and lenders are subject to overlapping layers of regulatory jurisdiction. Lenders that sell off their production must adhere to investor guidelines. Those that securitize have even more oversight with which to contend.

Every form we create is guaranteed and maintained by DSI's in-house legal team, our compliance managers and investor specialists.

No other company in the industry has a internal group that comes near the quality of our team. In addition, compliance is guaranteed with a $5,000,000 errors and omissions policy insuring that our users are covered in any eventuality.

Giving Life to the Electronic Document
But being correct and compliant is not enough in today's highly competitive marketplace. Today's forms also have to be intelligent. They must be capable of relaying information through XML and other industry standards, including MISMO data standards. They must display the information in a compliant fashion, but also give up that data to other systems that can then further process it, saving the lender and its partners time and money.

The form must also know if it is still in compliance with all applicable regulations or investor requirements and that it has been completed correctly and completely. Asking a human to perform these checks is a waste of resources, given today's technology. At DSI, we have empowered our forms to perform these compliance checks on their own and alert the user if there is any problem.

Documents without the Limitations of Paper
We're living in the electronic age, which gives us the ability to create truly magnificent electronic documents that can handle unlimited amounts of information. But today's mortgage lending reality is that we are often forced to paper out. When that happens, our forms don't break. To ensure that all of the critical information makes it out onto the paper form, our eForms automatically check to ensure that the forms can be printed correctly. If they cannot, the user is alerted before the printing process begins. These problems are then tracked by our server and, should it constitute a recurring situation, our forms creation team is notified and a new form is created for client approval.

Don't settle for a vendor who thinks an electronic form is a digital image of a paper document. Let us help you bring your documents to life.