Aggregate Adjustment

If an aggregate adjustment is necessary, accept the default figure shown below. To view the result of the aggregate
adjustment or simply to see a monthly accounting of the impound account, simply click the aggregate

Note: The aggregate adjustment is simply a direct adjustment to the starting balance of the impound account. Notice
that when a figure is defaulted into this field, the Impound Account Cushion and Impound Account Low Balance figures
below match. The same result can occur by manipulating the number of months to impound for any one or all of the
impound items indicated above. Although the use of the aggregate adjustment is convenient, it is NOT required. As long
as the Impound Account Low Balance is greater than zero and less than the Impound Account Cushion, the impound
account is fine. DocMagic's Goof-Proof Audit System will ensure proper compliance at all times.

The impound account low balance cannot be greater than the impound account cushion. If the low
balance is greater than the cushion, there are two possibilities:

1. Decrease the number of months to collect at closing for any of the impound account types.

2. Allow DocMagic to apply an aggregate credit adjustment, the result will instantly bring the
low balance within limits.