ARM Interest Change Date

Enter the date of the first interest rate change or press [Enter] to utilize the plan-generated
default date. The audit system will detect any change date entry that does not match the
plan-generated default date and warn you of the discrepancy. Normally, the first interest
rate change date will be one month prior to the first payment change date. All date fields
insert the '/' symbols automatically. Simply type in any date as one 6-digit number. In
addition, entering "+30" or "-30" will result in the automatic date computation based on
the addition/subtraction of days indicated.

Example: October 15, 1999 would be entered as '101599'. If today’s date was
October 15, 1999 and "-15" was entered, October 1, 1999 would be the resulting
date entered.