Home arrow Compliance arrow High Cost Memos
This is not legal advice for your situation*

State-Specific High Cost Memos

      Arrow Alabama - No State High Cost Test
  Arrow Alaska - No State High Cost Test
  Arrow Arizona - No State High Cost Test
  Arrow Arkansas
  Arrow California
      Arrow YSPs Not Included In California's Covered Loan Law Calculations
      Arrow Scope of California Predatory Loan Law Expanded
      Arrow California Higher-Priced Mortgage Loan Audit 
  Arrow Colorado
  Arrow Connecticut
      Arrow Connecticut Nonprime Home Loan Audit
  Arrow Delaware - No State High Cost Test
  Arrow District of Columbia
  Arrow Florida
  Arrow Georgia
  Arrow Hawaii - No State High Cost Test
  Arrow Idaho - No State High Cost Test
  Arrow Illinois (including Cook County & Chicago)
     Arrow Illinois Anti-Predatory Lending Database Program
  Arrow Indiana
  Arrow Iowa - No State High Cost Test
  Arrow Kansas
  Arrow Kentucky
  Arrow Louisiana - No State High Cost Test
  Arrow Maine - UPDATED!
      Arrow Maine Higher-Priced Mortgage Loan Audit - UPDATED!
  Arrow Maryland
      Arrow Maryland Higher-Priced Mortgage Loan Audit
  Arrow Massachusetts
      Arrow Massachusetts Borrower Interest Audit
  Arrow Michigan
  Arrow Minnesota
      Arrow Minnesota Amends Residential Mortgage Lending Laws
  Arrow Mississippi - No State High Cost Test
  Arrow Missouri - No State High Cost Test
  Arrow Montana - No State High Cost Test
  Arrow Nebraska
  Arrow Nevada
  Arrow New Hampshire - No State High Cost Test
  Arrow New Jersey
  Arrow New Mexico
  Arrow New York
      Arrow New York Subprime Home Loan Audit
      Arrow New York Subprime Home Loan Audit Enhancements
  Arrow North Carolina (High-Cost Home Loan Law)
      Arrow Treatment of Seller-Paid Fees 
      Arrow North Carolina Rate Spread Home Loan Audit
  Arrow North Dakota - No State High Cost Test
  Arrow Ohio
  Arrow Oklahoma
  Arrow Oregon - No State High Cost Test
  Arrow Pennsylvania
  Arrow Rhode Island
  Arrow South Carolina
  Arrow South Dakota - No State High Cost Test
  Arrow Tennessee
  Arrow Texas
  Arrow Utah
  Arrow Vermont
  Arrow Virginia
      Arrow Virginia High-Risk Mortgage Loan Law and Audit 
  Arrow Washington - No State High Cost Test
  Arrow West Virginia
  Arrow Wisconsin
  Arrow Wyoming - No State High Cost Test

If you have any questions regarding any of the information relating to predatory lending, please contact DocMagic's Compliance Department at (800) 649-1362.