The DocMagic System has been updated to reflect the July 1, 2006, increased late fee dollar amounts for loans made under the consumer credit codes in Indiana, Minnesota, Oklahoma and South Carolina. The following changes were made: (i) Indiana late fee dollar amount was $16.50, changed to $ 17.00; (ii) Minnesota late fee dollar amount was $6.24, changed to $6.86; (iii) Oklahoma late fee dollar amount was $20.00, changed to $20.50; and (iv) South Carolina maximum late fee dollar amount was $14.50, changed to $15.50, and minimum late fee dollar amount was $5.80, changed to $6.20.

As of July 1, 2006, many of our customers originating loans in Indiana may have noticed the following statement at the end of the mortgage:

This month DSI posts loan programs of ABN AMRO Mortgage, SunTrust Mortgage, and Wells Fargo Bank to its Compliance page. Find out the description of each investor's loan program, which promissory notes, prepayment riders and addenda are used, and what the rate caps and interest-only periods are for variable rate loans. Visit our Compliance page next month to see other investors' loan programs.