On July 30, 2009, Fannie Mae released the Area Median Incomes (AMIs) for 2009. AMIs are provided to Fannie Mae annually by its regulator, the Federal Housing Finance Agency (FHFA). FHFA uses the AMIs to determine Fannie Mae's compliance with its regulatory housing goals. Fannie Mae and lenders must use these AMIs to determine borrower eligibility for MyCommunityMortgage® (MCM®) loans. This announcement may be viewed in its entirety here. The 2009 AMIs that Fannie Mae lenders must use are available here.