Mortgagee Letter 2012-11 provides changes relating to title approval at conveyance. Title approval issues include: Unpaid Taxes; Condominium (Condo)/Homeowners’ Association (HOA) Fees; Unpaid Utility Bills; and Manufactured Housing Titles. The policies set forth in this Mortgagee Letter, which becomes effective August 1, 2012, supersede portions of Mortgagee Letter 2002-19.
