On April 9, 2013, Fannie Mae's Selling Guide 2013-03 has announced that the Selling Guide has been updated. The various updates include items such as: Representation and Warranty Framework; Approval to Deliver Electronic Mortgage Loans; Financial Rating for Moody’s Investors Service; Incorporation of Announcement SEL-2013-02, Selling Guide Updates; and Miscellaneous Selling Guide Updates.