The Office of Housing's latest efforts have a common thread: the continued need to strengthen protections for consumers in the home buying process. HUD is working to make the housing market stronger, sustainable, and safer. Two examples of these efforts to accomplish this goal are the recent reform of HUD's Real Estate Settlement Procedures Act (RESPA) regulations which make mortgages more transparent and understandable, and the development of Safe Mortgage Licensing Act (SAFE) regulations which better protects consumers. For more information, please refer to the June message from the desk of the FHA Commissioner David H. Stevens here.
