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ML 11-39: FHFA Releases 2012 Maximum Conforming Loan Limits

The Federal Housing Finance Administration (FHFA) announced that the maximum conforming loan limits in 2012 for mortgages acquired by Fannie Mae and Freddie Mac would remain unchanged in all areas, except Fairfield County, Connecticut, where loan limits will increase based on a rise in the local median home value. FHFA establishes the maximum limits pursuant to the formula established by the Housing and Economic Recovery Act of 2008. As a reminder, recent legislation providing a temporary increase in the high-cost area conforming loan limit has expired, meaning that the original statutory limits of $417,000 in most areas and $625,500 in certain high-cost areas are currently in effect. To read the entire Mortgagee Letter, please click here.

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