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CFPB Establishes Dollar Amount Threshold for HOEPA for 2014

Effective January 1, 2014, the dollar amount threshold with respect to the total points and fees payable by  the consumer at or before loan closing for purposes of Section 32 of Regulation Z (12CFR 1026.32) will be increased to $632. To view the CFPB’s rule on the adjusted fee trigger, click here.

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