Updated to the most recently published model form version. (Date of Release to Production: 08/07/25)

The U.S. Department of Agriculture - Rural Development (“USDA”) has announced updates to several chapters of the Single Family Housing Guaranteed Loan Program Technical Handbook (“HB-1-3555”).

Freddie Mac recently published standardized subordinate-lien mortgage documents for additional states. The new state-specific forms are available on the Freddie Mac subordinate-lien document webpage. The webpage also provides additional information regarding the use of the standardized subordinate-lien documents, including FAQs and links to additional lender information.

Washington recently passed Senate Bill 5686 (“S.B. 5686”) to expand foreclosure requirements under the Mortgage Broker Practices Act and Consumer Loan Act. The bill includes several key provisions that are intended to help homeowners facing potential foreclosure. 

New Washington disclosure. (Date of Release to Production: 07/28/25)

Updated to add closing paragraph above dynamic signature lines. (Date of Release to Production: 07/22/25)

Updated to the most recently published model form version. (Date of Release to Production: 07/17/25)

Updated to add alternate agency phone number. (Date of Release to Production: 07/17/25)

New New York pamphlet. (Date of Release to Production: 07/17/25)

New New York pamphlet. (Date of Release to Production: 07/17/25)