Update to the Vermont Permissible Charge Audit on subordinate liens to show that any fees paid to lender are prohibited. 

Update to Virginia permissible charge audit on subordinate liens to show broker fees and lender fees cannot be more than 5% of loan amount.

New Audit for Taxes and Government Recording Fees to check that they are in the correct section based on Uniform Closing Dataset, UCD guidelines. Sample audit verbiage: “[Fee Name] may be in the incorrect Integrated Disclosure Section based on GSE requirements for Uniform Closing Dataset (UCD). The GSE’s suggest that these should be ‘TaxesAndOtherGovernmentFees’”

Updates to the programming of the IVES Request for Transcript of Tax Return (4506C.MSC) which will provide an improved experience when requesting more than one transcript request per borrower.

Update to the South Carolina High-Cost test to apply to all ARM loans that are fully indexed, including HELOC.

Update to the programming of the Privacy Policy Disclosure (PRPD.MSC) on page 1, "Opting out" section to allow all three boxes to be checked in postfill.  

Update to the WA Broker Comp Audit messaging to reflect that the audit only applies to brokered loans if the broker is a licensee under the CLA.

Update to the programming of the North Carolina Jurats (NC.JRT & NCRON.JRT) to add a date line for the Notary. 

Update to the programming of the VA Debt Questionnaire (DQ.LSR) to remove the form from VA initial packages and added to VA available forms list. 

Update to the programming of South Carolina Verification Tangible Net Benefit (SCVRTNB.MSC) for removal of signing requirements for title-only participants.