Updated all throughout to make form compliant. (Date of Release to Production: 12/18/25)

Updated all throughout to make form compliant. (Date of Release to Production: 12/18/25)

The Consumer Financial Protection Bureau (“CFPB”) is required to annually calculate the dollar amounts for several provisions in Regulation Z, which implements the Truth in Lending Act (“TILA”) and its amendments (including the Home Ownership and Equity Protection Act (“HOEPA”) and the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”)).  The CFPB has issued a final rule setting forth the 2026 adjusted dollar amount thresholds for high-cost mortgage

The Federal Housing Administration (“FHA”) has announced 2026 loan limits applicable to FHA-insured Single Family Forward Mortgages in Mortgagee Letter 2025-23.  FHA loan limits have increased across the country, reflecting the continued appreciation of home prices in 2025.  

Updated Section 6(B) and (C). (Date of Release to Production: 12/11/25)

Updated Section 6(B) and (C). (Date of Release to Production: 12/11/25)

Updated Section 6(B) and (C). (Date of Release to Production: 12/11/25)

Updated Section 6(B) and (C). (Date of Release to Production: 12/11/25)

Updated Section 6(B) and (C). (Date of Release to Production: 12/11/25)

Updated to remove second notary page. Form is now four pages. (Date of Release to Production: 12/11/25)