January 2026 - Form Updates

In order to keep DocMagic software users better apprised of document changes and additions as they occur, DocMagic posts listings of all newly created and revised documents. Here is the list of forms created or modified in February 2026.

To view all New/Revised Documents, click here.

January 2026 - Form Updates

As required by federal HUD regulations (24 CFR § 203.10), DocMagic has updated its FHA Informed Consumer Choice Disclosure Notice (Form ID: ICCDN.FHA) to reflect the current market rates for mortgage interest rates for conventional and FHA loans.

January 2026 – Form Updates

On January 16, 2026, the New Jersey Department of Banking and Insurance released its annual adjustment to the definition of "high-cost home loan" under the New Jersey Home Ownership Security Act of 2002.  The adjustment amount is calculated based on the last published increase in the housing component of the national Consumer Price Index, New York – Northern New Jersey Region.

Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/22/26)

Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/22/26)

Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/22/26)

Updated statutory language in the following sections: "GET IT IN WRITING", "CLAIMS BY SUBCONTRACTORS AND SUPPLIERS" and "SOME CLAIMS MAY NOT BE VALID". (01/22/26)

Updated the example values for the FHA and Conventional Financing table. For FHA: updated the interest rate, monthly payment, and insurance premium. For Conventional: updated the interest rate and monthly payment. (Date of Release to Production: 01/22/26)

Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/22/26)