Updated to print as a 2-page form. (Date of Release to Production: 01/15/26)

Updated to print as a 2-page form. (Date of Release to Production: 01/15/26)

Updated to the most recently published model form version. (Date of Release to Production: 01/08/26)

Updated to the most recently published model form version. (Date of Release to Production: 01/08/26)

Updated to the most recently published model form version. (Date of Release to Production: 01/08/26)

Updated to the most recently published model form version. (Date of Release to Production: 01/08/26)

Updated to the most recently published model form version. (Date of Release to Production: 01/08/26)

New Louisiana form. (Date of Release to Production: 01/08/26)

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Ohio interest law restricts the amount and period in which prepayment penalties for residential mortgage loans may be charged and prohibits prepayment or refinancing penalties on first-lien residential mortgage loans made or arranged by a mortgage broker, loan officer, or non-bank mortgage lender, which total less than the statutory threshold. This threshold is adjusted each year based on the annual percentage change in the Consumer Price Index (CPI) for all urban consumers, Midwest Region.  See, Ohio Rev. Code § 1343.011(C).