Update to Programming Federal Regulation O Addendum
Federal Regulation O Addendum (FROA2.MSC)updated to remove hardcoded signature line and update to dynamic signatures for each borrower to sign.
Federal Regulation O Addendum (FROA2.MSC)updated to remove hardcoded signature line and update to dynamic signatures for each borrower to sign.
Update to the programming of the VA Loan Summary (260286.VA) in fields #54 “Spouse Income Considered” and #55 “Spouse’s Income Amount” to ensure that only a joint applicant’s spousal income is being included in these fields and not all additional applicants.
Update to the Texas State build to add new form, Texas Correspondence Disclosure (TXCD.MSC), in the forms list for optional use.
Update to the programming of the Georgia Security Deed MERS (GA3011.MZD) to add a form feature to exempt the high cost verbiage for Federal and state-chartered banks.
Update to the programming of the Pennsylvania Acknowledgment (PA.ACK), Pennsylvania Acknowledgment (with RON Language) (PARON.ACK), and Pennsylvania Assignment of Mortgage (PA.AOM) in the "Certificate of Residence of Mortgagee" section to add an option for soft font signature for the mortgagee's representative.
Update to the programming of the Virginia Notary Pages (VA.ACK, VA.JRT, VARON.ACK, VARON.JRT) to move up the placement of the notary seal label in the certificates.
Update to the programming of the Reconsideration of Value Disclosure and Request Form for FHA loan type (ROVD.MSC & ROVRF.MSC) to be removed. FHA updated policies to remove borrower-initiated ROV requests.
Updated versions of the standard booklets via DocMagic generated documents that we will use to replace the current pre-printed booklets that are inserted with our fulfillment packages. CHARM Booklet and Your Home Loan Toolkit.
Update to the programming of the Montana Prepayment Penalty Disclosure (MTPPD.MSC) to update the form by moving the full acknowledgment sentence up at least two lines and leaving space for dynamic signatures.
Update to the programming of the VA Loan Summary Sheet (260286.VA) for the prior lien type (Box 15) to check correctly based on prior lien information in worksheet.
FHA Mortgagee Letter 2025-08, issued 3/19/2025