Update to Indiana RON Acknowledgment
Update to the Indiana remote online notary/electronic notary certificate for acknowledgments to include additional detail about the signer's location.
Update to the Indiana remote online notary/electronic notary certificate for acknowledgments to include additional detail about the signer's location.
New audit to ensure a TRID Total of Payments number is calculated and displayed on the Closing Disclosure. Audit will alert if this number is missing from calculations for any reason.
Additional audits to check if a MI renewal rate is provided that there is a related MI calculation in the amortization.
New form added to initial and pre-closing packages for new North Dakota Residential Mortgage Lending License.
New audit for Georgia property loans where no intangible tax is provided in the charges but the loan also is identified as not meeting any defined exemption. New recording rules effective July 1st, 2023, require inclusion of the intangible tax amount or the related exemption on page 1 of the security deed.
Updates to audits for MI renewal rates to alternatively use new data fields which allow up to six decimal places.
Page 2 of the Texas Disclosure (TXD.MSC) requires information about the title insurance policy that is completed by the title agent via postfill that is optional. Update to make the postfill required, when completing via eSign.
Update to the signature line on standard HELOC agreements to not include a label for "Date" below the signature line. (Form IDs: USHEAGF.HLC, USHEAG1.HLC, USHEAG2.HLC, USHEAG3.HLC, USHEAG4.HLC, USHEAG417.HLC, USHEAG427.HLC)
Update to the postfill on remote and electronic notary certificates to make the postfill required before the notary may sign.
New audit to check for eligibility of the product when attempting to generate an eNote. Products not eligible for eNote include: construction loans, New York CEMAs, Texas 50(a)(6) loans, Homestyle Renovation loans, loans to trusts, loans on properties in Puerto Rico.
12 C.F.R. § 1026.38(o)(1)