Update to the programming of the Allonge to Note (ATN.LSR) for the AND EXECUTED BY section to reflect the same signor verbiage as the note, Individual and Trustee when the loans are closed in a trust. 

Update to the programming of URLA Lender Loan Information, Additional Details for Services you Can Shop For, Housing Counselors Near You, Ohio Homebuyer's Protection Act (urlalli.msc, adsycsf.msc, hcny.msc, ohhpa.msc) to no longer pull in title only signing packages.  

Updates to the programming of the 4506c and alt versions (4506c.msc-alt, 4506c.msc-v2, 4506c.msc-v3, 4506c.msc-v4, 4506c.msc-v5) for there to be a hyphen added to the zip code if more than 5 digits are passed between the 5th and 6th digit. 

Update to the 2024 HPML threshold amounts as well as updated the rules for when Disclosure of Right to Receive a Copy of an Appraisal (DRRCA.MSC) is issued.  

Update for the 2024 Pennsylvania Loan Interest and Protection Law Base Figure to be increased to $312,159

Audit to update the HOEPA, Section 32, and QM thresholds to the 2024 amounts 

Update to the programming of Texas Second Lien Deed of Trust - MERS (TXSEC.MZD) For the trustee's address to only print in the trustee address section and not under the trustee's name. 

Update to the programming of the Interest Rate Lock Agreement (IRLA3.MSC) to add loan number. 

Updated programming on the Colorado HELOC Deed of Trust (COHESI.HLC, COHESIM.HLC) to update the definition of Public Trustee, similar to the closed end Colorado DOT.  

Update to the programming of Acknowledgment of Receipt of Appraisal Report (ARAR2.MSC, ARAR2.MSC-A), Mortgage Fraud is Investigated by the FBI (FRAUD.MSC), and PMI Initial Disclosure - Fixed (PMIF.DSC) to include a signature line for Co-Signor. The form is currently only including signature lines for borrower(s).