Updated programming of the Notice of Intent to Proceed with Loan Application (NIPLA.GFE) to only include signature lines for Individuals and Cosigners. 

Update to the programming of the HOEPA Disclosure (HOEPA4.MSC) for Variable-Rate disclosures for display of the initial fixed-rate period months for closed-end loans.  

Updated the post fill in the billing address section of the Credit Card Authorization Form (CCAF3.MSC)

Add audit to validate USDA Upfront and Annual fees for the USDA fiscal year of October 1, 2023 through September 30, 2024. 

New audit to return as a fatal when attempting to process a file with the buydown split between the borrower and other parties as these are not supported.  We are working on supporting split payment buydowns and will post an update as soon as it is available. 

Updated to auto check the Yes or No for Utilities Included in present housing expense based on inputs. (266393.VA)

Update for the selection of forms based on if the loan has a buydown and who is paying for the buydown. Added forms (TBATPP.MSC, TBALP.MSC, TBABP.MSC) to FHA and VA packages and removed (FHABD.LSR). 

Update to the Connecticut Nonprime audit to exclude HELOC loan types. 

Update to the No Prepay audit to exclude business and non TRID loan types. 

Updating Note Addenda for signature type to be consistent with the request for eNote or Ink Note in the same package.