Update to notary-applicable documents to support automatic configuration for electronic closings if requested in the worksheet process request for a closing package. 

Update to the FNMA Points and Fees test to disallow all prepayment penalties, not just those that exceed 2% under Section 32 test.    

Update to selection logic for the Borrower's Certification and Authorization (Form ID: TDC.LSR) to provide one per non-joint borrower and one per joint borrower pair.    

Update to the programming to check the box in Section 7 on page 2 of the New York Interest Rate Lock Commitment (NYIRLC.MSC) based on when the loan is a rescindable transaction. 

Addition of new Document Type= Renovation Loan Rider applicable to Renovation Loan Rider to Security Instrument (Form ID: US3732.RID).  After update when the Renovation Loan Rider to Security Instrument returns with a mortgage, the mortgage will refer to the rider as "Renovation Loan Rider".   

Update to selection logic for returning the 2020 URLA in packages for testing in production.  Current selection includes logic based on original published effective dates that would return the 2020 URLA as of February 1, 2020 if no indicator was provided to select either the Revised 2009 version or the 2020 version.  Updated logic requires the indicator for the 2020 URLA be provided in order to include it in a package without regard to the application date to facilitate client testing. 

New audit to check if the current balance is provided for the prior lien, when provided, on a VA IRRRL.  The current balance is used to calculate the discount, origination and funding fee amounts. 

Update to the Historical Example tables shown on the Important Terms of Your Home Equity Line of Credit to include the rate for 2020. (Dependent on publication of the January 1 rate by the Federal Reserve.) 

Update to the message for the Impound Account Low Balance Exceeds Cushion audit to correct formatting issues with how the amounts were displayed - remove brackets around amounts and add dollar sign ($). 

Update to the programming for disclosure of fees on the Nevada Disclosure of Fees Earned by Mortgage Company (NVDFEMB.MSC) to display fees paid to lender when the origination type is lender, broker when type is broker, and both when type is correspondent.