Update the Texas A6 2% fee analysis to also run on open-end (HELOC) loans. 

Update to the 4-Day Audit for Last LE to ensure the last LE is received at least four business days before consummation. 

Update to the programming of the Statement of Credit Denial, Termination, or Change AND Notice of Action Taken, Statement of Reasons and Counteroffer, including state specific versions for each borrower to receive their own separate copy, instead of joint borrowers receiving a single joint copy.   

Forms: SOCDCS.MSC, NATSR.MSC, NATSR2.MSC, CANATSR.MSC, CTNARSR.MSC, ARNATSR.MSC, MANATSR.MSC, NATSRC2.MSC, CANATSR2.MSC, CTNATSRC2.MSC, MANATSRC2.MSC, ARNATSRC2.MSC, MANASTRC.MSC   

Update to the programming of the VA Loan Summary (260286.va) so that this form will only print with IRRRL packages and no longer with full documentation Purchase loans or Cash Out Refinances. 

Update to the programming of the Arkansas New Loan Payment Instructions (ARNLPINS.MSC) updated to show accurate HELOC Payment Calculation instead of taking from amortization.  

Update to the programming of the Freedom to Choose (FTC.MSC) by creating a FORM.DATA, when state is Minnesota, to add additional language at the end of the last bullet point: “The Lender cannot require insurance on real property in an amount exceeding the replacement cost of the improvements.” 

Update to the programming of the FHA Loan Underwriting and Transmittal Summary (92900LT.FHA) in the "Borrower Funds to Close Required" section to have funds to the borrower shown in parentheses. For example, if the borrower is getting cash back it should show (10,816.87). 

On a construction loan (C or CTP) that is a purchase DocMagic uses the Sale Price + Construction Cost Amount for the “Sale Price” in the standard LTV calculation of loan amount divided by the lesser of “Sale Price” or “Appraised Value”. This audit will check for a sale price and construction cost amount when the loan is a construction purchase (C or CTP loan purpose with a construction loan purpose of Purchase) and provide messaging when one or more are missing.

Update to the programming of the Halcyon Consent Form Business (HCF8821B.MSC) to add Form.Data options to fill out the entire form. This form was also updated to use data that is passed, EXCEPT for where it has already been hardcoded on the template or input in Form.Data. In addition, an alternate reference logic was added to enable the correct business name to go with the correct form and borrower. 

Update to the programming of the Payment Letter to Borrower (PAYMENT.LSR) to update the Form Feature of the optional Investor Phone Number field so that it can be populated with either the Loan Servicer's Phone Number, a user-defined custom phone number, or left blank since it is not a mandatory field.