Update to Programming Michigan Mortgage (MERS)
Update to Michigan Mortgage (MERS) (MI3023.MZM) text field IDs for use within eSign for the (duplicate) notary marks to be unique postfill data segments.
Update to Michigan Mortgage (MERS) (MI3023.MZM) text field IDs for use within eSign for the (duplicate) notary marks to be unique postfill data segments.
Update all GFE Audits to exclude ‘Equity’ Type of loans. E.g., to remove audits for GFE comparison to prior disclosed amounts for HELOCs.
New audit to show a warning if there is no value posted in Rehab Costs or is 0.00 on all HomeStyle (renovation) plans HS_HSR.
Update Audit Lender Credit to Match Tolerance Cure to include an additional description for Lender Credit used by some LOS systems.
203(k) Borrower's Acknowledgement (BA203K.FHA, BA203K.FHA-A) realigned for the Loan Requirements section.
Illinois Second Mortgage (ILSEC.MTG) updated for rider boxes to check correctly (Balloon Rider and 1-4 Rider were switched).
Virginia FHA Adjustable Note (VAFHAA.MOD) updated to add Originator and Loan Originator Organization name and NMLSR information to the last page.
When processing a Construction-to-Permanent loan we need the construction months to properly calculate. This audit will help ensure we always have construction months when the loan is a CTP. Sample Wording: Please review construction loan terms.
New Audit to alert for Loan Estimate or Closing Disclosure on a Non-TRID Loan (non-appropriate use that it is not applicable). The audit will fire whenever the RESPA Rule Reg Type is non-TRID, e.g., not October2015 or October2018, and they are getting a Loan Estimate (LE.DCS) or Closing Disclosure (CD.DCS). This audit is only a warning and will not stop the disclosure from being drawn in the document package.
Sample Message: Please review the loan. The closing disclosure or loan estimate disclosure is not appropriate for this loan.
Revised Document: Acceptance of Property Condition Survey Waiver and Hold Harmless Agreement
AOPCHH.MSC
Converted to letter size and two pages. (Date of Release to Production: 02/19/26)