Update to the programming of the Multistate Fixed Rate Note (US3200.NOT) for the late fee charge to reflect as "0.000" instead of ".000". 

Update to the programming of the Settlement Statement (HUD-1) specifically in the Transfer Taxes and Title Policies to show in the appropriate column based on who is paying the charge, Seller or Borrower for business purpose loans that are exempt from Reg X. 

Update to the programming of the Uniform Residential Loan Application so that the page numbering is dynamic when added to the URLALLI.MSC. i.e. instead of 1 of 6 it would state 1 of 8 if the FORM.DATA feature is used to combine the forms.  

Update to the programming of the FHA Informed Consumer Choice Disclosure Notice (ICCDN.FHA) This is an annual update to the example numbers in the chart based on current interest rate FHA Loan • interest rate : 6% • monthly payment: $588.69 • insurance premium: $67.97 Conventional Loan • interest rate: 6% • monthly payment: $569.57

Good Faith Estimate of Settlement of Costs (GFEOSC.MSC) updated on Line 1201 for Charge (RecordingDeed, RecordingMortgage, RecordingRelease, RecFilingFee) if only one of them is there to be listed individually and adds them all up if more than one fee type is listed. 

The New Jersey Department of Banking and Insurance annually adjusts the definition of "high-cost home loan" under the Home Ownership Security Act of 2002 – the maximum principal amount of a loan that may be considered under this definition is $644,634 and is effective for all completed applications subject to the Act on or after January 1, 2026 (retroactive).

Update agent address information on Authorization for the Social Security Administration to Disclosure Your SSN Verification (SSA89ES.MSC) to print in standard font.

Loan Analysis (266393.VA) updated on page 1 sections 19 "Maintenance & Utilities" and 21 "Total" as well as page 2 sections 42 and 43. This will only affect clients who input the housing maintenance cost into a special custom section instead of the proper Maintenance section. The form will now show and include in the total the amount. 

New Audit for Indiana Prepaid Finance Charges to be capped on all paid to Lender and Paid by Borrower fees at 3%. 

Update to the programming of the HUD Addendum to Uniform Residential Loan Application (92900A.HUD) to add phone number when data is sent as part of the company contact information in Part 1.